First page Back Continue Last page Overview Graphics
Experience with Employers
Lucent 2000-2003
- Paid for 2 surgeries, total $20,000 ($5,000/year)
- 150,000 employees in 2000, 33,000 in 2003
Avaya 2001-2003
- No surgeries, $0
- 40,000 employees
San Francisco, 2001-2003
- Forecast 35 surgeries/year, $750,000/year
- Actual for 7 surgeries, total $150,000 ($50,000/year)
- 37,000 employees
Notes:
Some employers currently offer Transgender Health Benefits on their health plans.
It’s useful to look at them to see how high their claim rates have been.
Lucent began offering coverage in 2000. In four years, their size changed from 150,000 to 33,000.
During this time, they paid for 2 MTF surgeries, at a total cost of $20,000, or $5000/year.
Avaya has offered coverage since it spun off from Lucent in 2001.
In three years, there have been no insurance claims for SRS.
San Francisco is a very attractive place for transsexuals to live and work, due to their culture and nondiscrimination laws.
If ever a case could be made that an employer would have a disproportionate number of transsexual employees, it would be here.
In 2000, a consulting firm estimated that the city would pay for 37 surgeries, costing $750,000 each year, although there were only 24 known transgender employees.
After 3 years, only 7 surgical claims were submitted, totalling $150,000, or $50,000/year.